Side by side
ARQ vs Klarna
ARQ and Klarna both operate in the Companies & Partners part of the Tempo ecosystem. ARQ — Payments partner in the Tempo ecosystem.. Klarna — Global BNPL and payments; Tempo partner..
ARQactive
Payments partner in the Tempo ecosystem.
- Founded
- Founded in 2021 as DolarApp.
- Rebranding
- Rebranded from DolarApp to ARQ in March 2026.
- Core Products
- Offers digital USD and EUR accounts, international cards, and cross-border payment services.
- Role on Tempo
- Utilizes the Tempo network's infrastructure as a settlement layer for cross-border payments.
Klarnaactive
Global BNPL and payments; Tempo partner.
- Founded
- 2005 in Sweden
The record
How they compare
| Field | ARQ | Klarna |
|---|---|---|
| Type | company | company |
| Category | Companies & Partners | Companies & Partners |
| Status | active | active |
| Chains | — | — |
| Website | — | Yes |
| Docs | — | — |
| GitHub | — | — |
| Confidence | 68% | 100% |
| Sources | 5 | 1 |
Read on
Answers
ARQ vs Klarna: questions
- What is the difference between ARQ and Klarna on Tempo?
- ARQ is Payments partner in the Tempo ecosystem.. Klarna is Global BNPL and payments; Tempo partner.. Both sit in the Companies & Partners part of the Tempo ecosystem.
- Is ARQ or Klarna live on Tempo?
- Neither is confirmed on Tempo mainnet yet — ARQ is active and Klarna is active. Status is tracked from primary sources.
- Should I choose ARQ or Klarna?
- It depends on your use case — both serve the Companies & Partners role on Tempo. Compare them on type, status, chains, integrations and source-backed confidence (ARQ: 68%, Klarna: 100%), then read each full profile before deciding.