- Data completeness
- 17%
- Confidence
- 100%
- Sources
- 1
- Last reviewed
- 7 Jun 2025
The take
What to know
Klarna is a global fintech and licensed bank serving as an ecosystem partner for Tempo. It issues KlarnaUSD, a bank-grade stablecoin built on Bridge's Open Issuance protocol, to facilitate low-cost retail payments and cross-border settlements on the Tempo network.
Best for
- +Interest-free Buy Now, Pay Later (BNPL) transactions
- +Global payment settlements with reduced overhead
- +Regulated stablecoin liquidity on the Tempo L1
Watch out
- KlarnaUSD is currently limited to testnet environments
- Public availability depends on the 2026 mainnet launch schedule
The record
Key facts
- Founded
- 2005 in Sweden· 100%
The timeline
History
2005-02
Foundation
Klarna is founded in Sweden to simplify and secure online commerce payments.
2025-11
Tempo Integration Announced
Klarna announces KlarnaUSD, its first stablecoin, live on the Tempo testnet.
Questions
FAQ
- Does Klarna have a native token or airdrop on Tempo?
- No, Klarna does not have a native token or an airdrop. It issues KlarnaUSD, a USD-pegged stablecoin intended for payments and transactions.
- What is Klarna’s role in the Tempo ecosystem?
- Klarna acts as an ecosystem partner and stablecoin issuer, becoming the first bank to launch a stablecoin (KlarnaUSD) on the Tempo network.
- Is KlarnaUSD available for public use?
- As of late 2025, KlarnaUSD is live on the Tempo testnet but is not yet publicly available on mainnet, which is targeted for 2026.