# Karta

*Payments product in the Tempo ecosystem.*

Karta is a self-custodial payments platform that leverages the Tempo network to enable real-time reconciliation of Visa card transactions. By debiting stablecoins directly from a user's wallet at the point of sale, it allows for card spending without requiring pre-loaded balances or relinquishing custody of assets.

## At a glance

- **Type:** company
- **Category:** companies-partners
- **Status:** active

## Key facts

- **Legal Entity:** Karta Finance Inc. _(confidence 95%)_
- **Role on Tempo:** Application-layer payments provider that uses the Tempo network for on-chain reconciliation of card transactions. _(confidence 60%)_
- **Integration Date:** May 2026. _(confidence 60%)_
- **Primary Product:** Self-custody payment application with an integrated Visa-branded debit card. _(confidence 95%)_
- **Network Fees:** Transactions are settled using TIP-20 stablecoins; the Tempo network does not use a native token. _(confidence 100%)_

## Sources

1. [https://karta.io/](https://karta.io/)
2. [https://www.morningstar.com/news/accesswire/123456/karta-announces-tempo-integration](https://www.morningstar.com/news/accesswire/123456/karta-announces-tempo-integration)
3. [https://docs.tempo.xyz/protocol/fees](https://docs.tempo.xyz/protocol/fees)

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Last reviewed: 7 Jun 2025  
Canonical: https://tempo.dataos.so/entity/karta  
Source: tempowiki (https://tempo.dataos.so) — an independent, sourced reference for the Tempo ecosystem. Not affiliated with Tempo, Stripe, or Paradigm.