Vol. 1 · 7 Jun 2026
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Felix

Remittance app using stablecoin rails.

Data completeness
33%
Confidence
78%
Sources
2
Last reviewed
7 Jun 2025
The take

What to know

Felix Pago is a fintech platform that enables remittances through a WhatsApp-based AI chatbot, abstracting blockchain complexity for end-users. By integrating Tempo in 2026 as a settlement infrastructure partner, Felix utilizes stablecoin rails to achieve near-instant cross-border transaction finality with low, predictable fees.

Best for

  • +Latino immigrants in the U.S. sending money to Latin America
  • +Users seeking to send money via WhatsApp without a standalone app
  • +Real-time cross-border settlement using stablecoin infrastructure

Watch out

  • Service is primarily optimized for U.S.-to-Latin America corridors
  • Recipients receive local currency rather than cryptocurrency
  • Requires WhatsApp as the primary user interface

The record

Key facts

Funding Status
Series B led by QED Investors (2025)· 60%
Settlement Model
Uses stablecoin rails for back-end cross-border settlement to enable instant transfers· 95%

The timeline

History

  • 2020

    Foundation

    Felix Pago was founded by Manuel Godoy and Bernardo Garcia to simplify cross-border payments for Latinos.

  • 2025

    Series B Funding

    The company completed a Series B funding round led by QED Investors to expand its Latin American operations.

  • 2026

    Tempo Integration

    Felix integrated Tempo as a settlement layer to provide sub-second transaction finality for its remittance flows.


Questions

FAQ

How does Felix use the Tempo network?
Felix uses Tempo as a high-speed settlement layer to move stablecoins across borders, facilitating real-time delivery of funds.
Do users need to understand cryptocurrency to use the service?
No. Felix uses an 'invisible crypto' model where senders pay in USD and recipients receive local currency, with blockchain settlement occurring in the background.
What is the primary interface for sending money?
The service is built as an AI chatbot that operates directly within WhatsApp.