Side by side
Sponge vs Toku
Sponge and Toku both operate in the Payments & Fintech part of the Tempo ecosystem. Sponge — Infrastructure for AI agents to hold and spend money.. Toku — Connects payroll platforms to stablecoin rails..
Spongeactive
Infrastructure for AI agents to hold and spend money.
- Products
- Sponge Wallet for AI agent accounts and Sponge Gateway for businesses to sell directly to agents.
- Headquarters
- San Francisco, California.
- Company Status
- Founded in 2026 and participated in the Y Combinator Winter 2026 batch.
- Founders
- Jae Choi, Eric Zhang, and Rishab Luthra (former Stripe engineers).
Tokuactive
Connects payroll platforms to stablecoin rails.
- What it does
- Global payroll infrastructure that lets organizations pay teams in stablecoins, fiat, or tokens without replacing their existing payroll systems.
- Role on Tempo
- Listed as a Tempo ecosystem/infrastructure partner, providing stablecoin payroll and employment-payment infrastructure.
- Core products
- Includes stablecoin payroll and Employer of Record (EOR), among other employment-payment offerings.
- Regional coverage
- Supports compliant payroll/employment across 100+ countries and jurisdictions.
The record
How they compare
| Field | Sponge | Toku |
|---|---|---|
| Type | payments app | payments app |
| Category | Payments & Fintech | Payments & Fintech |
| Status | active | active |
| Chains | — | — |
| Website | Yes | Yes |
| Docs | — | — |
| GitHub | — | — |
| Confidence | 93% | 83% |
| Sources | 4 | 3 |
Read on
Answers
Sponge vs Toku: questions
- What is the difference between Sponge and Toku on Tempo?
- Sponge is Infrastructure for AI agents to hold and spend money.. Toku is Connects payroll platforms to stablecoin rails.. Both sit in the Payments & Fintech part of the Tempo ecosystem.
- Is Sponge or Toku live on Tempo?
- Neither is confirmed on Tempo mainnet yet — Sponge is active and Toku is active. Status is tracked from primary sources.
- Should I choose Sponge or Toku?
- It depends on your use case — both serve the Payments & Fintech role on Tempo. Compare them on type, status, chains, integrations and source-backed confidence (Sponge: 93%, Toku: 83%), then read each full profile before deciding.