Side by side
Splits vs Sponge
Splits and Sponge both operate in the Payments & Fintech part of the Tempo ecosystem. Splits — Treasury, revenue, and expense management.. Sponge — Infrastructure for AI agents to hold and spend money..
Splitsactive
Treasury, revenue, and expense management.
- Headquarters
- San Francisco, California, United States
- Founded
- 2021
- What it does
- Onchain finance product and smart-contract suite for splitting payments and routing revenue, treasury, and expense flows.
- Tempo launch partner
- Listed among Tempo's ecosystem/launch partners.
Spongeactive
Infrastructure for AI agents to hold and spend money.
- Products
- Sponge Wallet for AI agent accounts and Sponge Gateway for businesses to sell directly to agents.
- Headquarters
- San Francisco, California.
- Company Status
- Founded in 2026 and participated in the Y Combinator Winter 2026 batch.
- Founders
- Jae Choi, Eric Zhang, and Rishab Luthra (former Stripe engineers).
The record
How they compare
| Field | Splits | Sponge |
|---|---|---|
| Type | payments app | payments app |
| Category | Payments & Fintech | Payments & Fintech |
| Status | active | active |
| Chains | — | — |
| Website | Yes | Yes |
| Docs | — | — |
| GitHub | — | — |
| Confidence | 80% | 93% |
| Sources | 4 | 4 |
Read on
Answers
Splits vs Sponge: questions
- What is the difference between Splits and Sponge on Tempo?
- Splits is Treasury, revenue, and expense management.. Sponge is Infrastructure for AI agents to hold and spend money.. Both sit in the Payments & Fintech part of the Tempo ecosystem.
- Is Splits or Sponge live on Tempo?
- Neither is confirmed on Tempo mainnet yet — Splits is active and Sponge is active. Status is tracked from primary sources.
- Should I choose Splits or Sponge?
- It depends on your use case — both serve the Payments & Fintech role on Tempo. Compare them on type, status, chains, integrations and source-backed confidence (Splits: 80%, Sponge: 93%), then read each full profile before deciding.