Vol. 1 · 7 Jun 2026

Side by side

Due vs Sponge

Due and Sponge both operate in the Payments & Fintech part of the Tempo ecosystem. DueStablecoin and local-rail API in 80+ countries.. Sponge Infrastructure for AI agents to hold and spend money..

Due logo
Dueactive

Stablecoin and local-rail API in 80+ countries.

What it does
Stablecoin payments and multi-currency account infrastructure connecting blockchain settlement to local payment rails, on/off ramps, and cross-border transfers.
Role on Tempo
Infrastructure/ecosystem partner providing on/off-ramp infrastructure, virtual accounts, and local-rail connectivity for fintechs building payment flows on Tempo.
Headquarters
London, United Kingdom.
Founded
2022.
Sponge logo
Spongeactive

Infrastructure for AI agents to hold and spend money.

Products
Sponge Wallet for AI agent accounts and Sponge Gateway for businesses to sell directly to agents.
Headquarters
San Francisco, California.
Company Status
Founded in 2026 and participated in the Y Combinator Winter 2026 batch.
Founders
Jae Choi, Eric Zhang, and Rishab Luthra (former Stripe engineers).

The record

How they compare

FieldDueSponge
Typepayments apppayments app
CategoryPayments & FintechPayments & Fintech
Statusactiveactive
Chains
WebsiteYesYes
Docs
GitHub
Confidence94%93%
Sources54

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Answers

Due vs Sponge: questions

What is the difference between Due and Sponge on Tempo?
Due is Stablecoin and local-rail API in 80+ countries.. Sponge is Infrastructure for AI agents to hold and spend money.. Both sit in the Payments & Fintech part of the Tempo ecosystem.
Is Due or Sponge live on Tempo?
Neither is confirmed on Tempo mainnet yet — Due is active and Sponge is active. Status is tracked from primary sources.
Should I choose Due or Sponge?
It depends on your use case — both serve the Payments & Fintech role on Tempo. Compare them on type, status, chains, integrations and source-backed confidence (Due: 94%, Sponge: 93%), then read each full profile before deciding.