Side by side
Daimo vs Sponge
Daimo and Sponge both operate in the Payments & Fintech part of the Tempo ecosystem. Daimo — Stablecoin payments app and pay protocol.. Sponge — Infrastructure for AI agents to hold and spend money..
Daimoactive
Stablecoin payments app and pay protocol.
- What it is
- A stablecoin on-ramp and payments product: a single integration lets apps accept deposits across wallets, chains, tokens, exchanges, and fiat rails, settling to a chosen stablecoin.
- Role on Tempo
- Listed as an onramp partner within Tempo's stablecoin payments ecosystem, converting fiat and external crypto liquidity into stablecoin payment flows.
- Custody model
- Noncustodial — Daimo presents itself as software that does not custody, control, or hold user funds.
- Headquarters
- Santa Monica, California, United States.
Spongeactive
Infrastructure for AI agents to hold and spend money.
- Products
- Sponge Wallet for AI agent accounts and Sponge Gateway for businesses to sell directly to agents.
- Headquarters
- San Francisco, California.
- Company Status
- Founded in 2026 and participated in the Y Combinator Winter 2026 batch.
- Founders
- Jae Choi, Eric Zhang, and Rishab Luthra (former Stripe engineers).
The record
How they compare
| Field | Daimo | Sponge |
|---|---|---|
| Type | payments app | payments app |
| Category | Payments & Fintech | Payments & Fintech |
| Status | active | active |
| Chains | — | — |
| Website | Yes | Yes |
| Docs | — | — |
| GitHub | — | — |
| Confidence | 81% | 93% |
| Sources | 5 | 4 |
Read on
Answers
Daimo vs Sponge: questions
- What is the difference between Daimo and Sponge on Tempo?
- Daimo is Stablecoin payments app and pay protocol.. Sponge is Infrastructure for AI agents to hold and spend money.. Both sit in the Payments & Fintech part of the Tempo ecosystem.
- Is Daimo or Sponge live on Tempo?
- Neither is confirmed on Tempo mainnet yet — Daimo is active and Sponge is active. Status is tracked from primary sources.
- Should I choose Daimo or Sponge?
- It depends on your use case — both serve the Payments & Fintech role on Tempo. Compare them on type, status, chains, integrations and source-backed confidence (Daimo: 81%, Sponge: 93%), then read each full profile before deciding.