Vol. 1 · 7 Jun 2026

Side by side

Crossmint vs Sponge

Crossmint and Sponge both operate in the Payments & Fintech part of the Tempo ecosystem. CrossmintWallets, stablecoins, and agentic-commerce APIs.. Sponge Infrastructure for AI agents to hold and spend money..

Crossmint logo
Crossmintactive

Wallets, stablecoins, and agentic-commerce APIs.

What it does
Payments and wallet infrastructure platform offering stablecoin payments, programmable wallets, and agentic commerce, delivered through APIs and SDKs.
Headquarters
Miami, Florida.
Role on Tempo
Infrastructure partner for Tempo Transactions; listed in Tempo's ecosystem for wallet/custody (and on-ramp/off-ramp) services.
Wallet infrastructure
Provides embedded, programmable wallets (wallets-as-a-service).
Sponge logo
Spongeactive

Infrastructure for AI agents to hold and spend money.

Products
Sponge Wallet for AI agent accounts and Sponge Gateway for businesses to sell directly to agents.
Headquarters
San Francisco, California.
Company Status
Founded in 2026 and participated in the Y Combinator Winter 2026 batch.
Founders
Jae Choi, Eric Zhang, and Rishab Luthra (former Stripe engineers).

The record

How they compare

FieldCrossmintSponge
Typepayments apppayments app
CategoryPayments & FintechPayments & Fintech
Statusactiveactive
Chains
WebsiteYesYes
Docs
GitHub
Confidence82%93%
Sources64

Read on


Answers

Crossmint vs Sponge: questions

What is the difference between Crossmint and Sponge on Tempo?
Crossmint is Wallets, stablecoins, and agentic-commerce APIs.. Sponge is Infrastructure for AI agents to hold and spend money.. Both sit in the Payments & Fintech part of the Tempo ecosystem.
Is Crossmint or Sponge live on Tempo?
Neither is confirmed on Tempo mainnet yet — Crossmint is active and Sponge is active. Status is tracked from primary sources.
Should I choose Crossmint or Sponge?
It depends on your use case — both serve the Payments & Fintech role on Tempo. Compare them on type, status, chains, integrations and source-backed confidence (Crossmint: 82%, Sponge: 93%), then read each full profile before deciding.