Side by side
Conduit Pay vs Sponge
Conduit Pay and Sponge both operate in the Payments & Fintech part of the Tempo ecosystem. Conduit Pay — Unified fiat and stablecoin payment API.. Sponge — Infrastructure for AI agents to hold and spend money..
Conduit Payactive
Unified fiat and stablecoin payment API.
- Founded
- 2021
- What it does
- B2B cross-border payments and fiat-to-stablecoin payment infrastructure.
- Role on Tempo
- On-ramp/off-ramp infrastructure partner connecting fiat with stablecoins for the Tempo network.
- Core products
- A global USD payments/payouts API and virtual USD accounts.
Spongeactive
Infrastructure for AI agents to hold and spend money.
- Products
- Sponge Wallet for AI agent accounts and Sponge Gateway for businesses to sell directly to agents.
- Headquarters
- San Francisco, California.
- Company Status
- Founded in 2026 and participated in the Y Combinator Winter 2026 batch.
- Founders
- Jae Choi, Eric Zhang, and Rishab Luthra (former Stripe engineers).
The record
How they compare
| Field | Conduit Pay | Sponge |
|---|---|---|
| Type | payments app | payments app |
| Category | Payments & Fintech | Payments & Fintech |
| Status | active | active |
| Chains | — | — |
| Website | Yes | Yes |
| Docs | — | — |
| GitHub | — | — |
| Confidence | 81% | 93% |
| Sources | 5 | 4 |
Read on
Answers
Conduit Pay vs Sponge: questions
- What is the difference between Conduit Pay and Sponge on Tempo?
- Conduit Pay is Unified fiat and stablecoin payment API.. Sponge is Infrastructure for AI agents to hold and spend money.. Both sit in the Payments & Fintech part of the Tempo ecosystem.
- Is Conduit Pay or Sponge live on Tempo?
- Neither is confirmed on Tempo mainnet yet — Conduit Pay is active and Sponge is active. Status is tracked from primary sources.
- Should I choose Conduit Pay or Sponge?
- It depends on your use case — both serve the Payments & Fintech role on Tempo. Compare them on type, status, chains, integrations and source-backed confidence (Conduit Pay: 81%, Sponge: 93%), then read each full profile before deciding.